Alpha Athlete Services

A growing number of parents are becoming concerned over the limitations of their college savings options and the poor returns they’re generating. 529 college savings plans have been criticized for their anemic returns and high fees, and parents are often limited to plans available in their state. One option that is receiving much more attention by college savers seeking greater returns is the Education Savings Account (ESA). The big reason is that, with an ESA, you are free to establish an account with any financial institution and invest in any vehicles offered through that institution.

At the core of any successful financial enterprise, be it a household or a business, is a sound an effective budget plan that is used to drive all cash flow decisions, large and small, on a daily basis. Businesses have profit goals, and families have savings goals, both of which require budgeting and cash flow management to meet them consistently.  Using the tools that are available to you online and in software packages will give you the ability to budget like a pro and manage your surpluses to increase your savings.